TRANSFORMASI DIGITAL ERA INDUSTRI 4.0 REVOLUSI ‎LAYANAN YANG MENGUBAH LANSKAP PERBANKAN SYARIAH ‎DI INDONESIA. Jurnal Intelek Dan Cendikiawan Nusantara, [S. l.], v. 1, n. 5, p. 7653–7665, 2024. Disponível em: https://jicnusantara.com/index.php/jicn/article/view/1322. Acesso em: 7 aug. 2026.