“PENGARUH LOAN TO DEPOSIT RATIO (LDR) DAN NON PERFORMING LOAN (NPL) TERHADAP RETURN ON ASSETS (ROA) PADA PT BANK MANDIRI (PERSERO) TBK PERIODE TAHUN 2015-2024” (2025) Jurnal Intelek Dan Cendikiawan Nusantara, 2(4), pp. 6147–6156. Available at: https://jicnusantara.com/index.php/jicn/article/view/4776 (Accessed: 24 July 2026).