“Pengaruh Kebiasaan Menabung Terhadap Perilaku Konsumtif Siswa”, JICN, vol. 3, no. 03, pp. 6373–6379, Jul. 2026, Accessed: Jul. 28, 2026. [Online]. Available: https://jicnusantara.com/index.php/jicn/article/view/7668