PENGARUH CAPITAL ADEQUACY RATIO (CAR) DAN NON PERFORMING LOAN (NPL) TERHADAP RETURN ON EQUITY (ROE) PADA PT BANK RAKYAT INDONESIA (PERSERO) TBK PERIODE 2011 – 2024. JIIC. 2025;2(8):14965-14973. Accessed August 7, 2026. https://jicnusantara.com/index.php/jiic/article/view/4680