PENGARUH DIVIDEND PAYOUT RATIO (DPR) DAN RETURN ON ASSET (ROA) TERHADAP PRICE TO BOOK VALUE (PBV) PADA PT BANK NEGARA INDONESIA (PERSERO) TBK PERIODE 2012-2024. JIIC. 2025;2(8):15381-15392. Accessed May 24, 2026. https://jicnusantara.com/index.php/jiic/article/view/4764