PENGARUH CAPITAL ADEQUACY RATIO (CAR) DAN NON PERFORMING LOAN (NPL) TERHADAP RETURN ON EQUITY (ROE) PADA PT BANK RAKYAT INDONESIA (PERSERO) TBK PERIODE 2011 – 2024. Jurnal Intelek Insan Cendikia, [S. l.], v. 2, n. 8, p. 14965–14973, 2025. Disponível em: https://jicnusantara.com/index.php/jiic/article/view/4680. Acesso em: 25 may. 2026.