PENGARUH DIVIDEND PAYOUT RATIO (DPR) DAN RETURN ON ASSET (ROA) TERHADAP PRICE TO BOOK VALUE (PBV) PADA PT BANK NEGARA INDONESIA (PERSERO) TBK PERIODE 2012-2024. Jurnal Intelek Insan Cendikia, [S. l.], v. 2, n. 8, p. 15381–15392, 2025. Disponível em: https://jicnusantara.com/index.php/jiic/article/view/4764. Acesso em: 24 may. 2026.