Pengaruh E-Wallet Terhadap Efisiensi Keuangan Mahasiswa Politeknik Negeri Medan. Jurnal Intelek Insan Cendikia, [S. l.], v. 2, n. 12, p. 18991–19005, 2025. Disponível em: https://jicnusantara.com/index.php/jiic/article/view/5830. Acesso em: 4 jul. 2026.