Bayu Firmansyah, Alfira Putri Nugroho and Abdul Karman (2025) “ANALISIS MANAJEMEN RISIKO PADA UMKM PENJUAL KUE  KERING MUSIMAN (ALFIRACOOKIES) DI KOTA JAYAPURA”, Jurnal Intelek Insan Cendikia, 2(1), pp. 1311–1319. Available at: https://jicnusantara.com/index.php/jiic/article/view/2328 (Accessed: 19 October 2026).