“ANALISIS MANAJEMEN RISIKO PADA UMKM PENJUAL KUE  KERING MUSIMAN (ALFIRACOOKIES) DI KOTA JAYAPURA” (2025) Jurnal Intelek Insan Cendikia, 2(1), pp. 1311–1319. Available at: https://jicnusantara.com/index.php/jiic/article/view/2328 (Accessed: 14 June 2026).