“PENGARUH DEBT TO EQUITY RATIO (DER) DAN TOTAL ASSET TURNOVER (TATO) TERHADAP RETURN ON ASSET (ROA) PADA PT BUMI SERPONG DAMAI TBK PERIODE 2014 -2023” (2025) Jurnal Intelek Insan Cendikia, 2(6), pp. 11579–11589. Available at: https://jicnusantara.com/index.php/jiic/article/view/3790 (Accessed: 27 May 2026).