“PENGARUH DIVIDEND PAYOUT RATIO (DPR) DAN RETURN ON ASSET (ROA) TERHADAP PRICE TO BOOK VALUE (PBV) PADA PT BANK NEGARA INDONESIA (PERSERO) TBK PERIODE 2012-2024” (2025) Jurnal Intelek Insan Cendikia, 2(8), pp. 15381–15392. Available at: https://jicnusantara.com/index.php/jiic/article/view/4764 (Accessed: 24 May 2026).