Dhea Fitra Kurnia and Amthy Suraya, “PENGARUH DIVIDEND PAYOUT RATIO (DPR) DAN RETURN ON ASSET (ROA) TERHADAP PRICE TO BOOK VALUE (PBV) PADA PT BANK NEGARA INDONESIA (PERSERO) TBK PERIODE 2012-2024”, JIIC, vol. 2, no. 8, pp. 15381–15392, Aug. 2025, Accessed: Oct. 03, 2026. [Online]. Available: https://jicnusantara.com/index.php/jiic/article/view/4764