“PENGARUH DIVIDEND PAYOUT RATIO (DPR) DAN RETURN ON ASSET (ROA) TERHADAP PRICE TO BOOK VALUE (PBV) PADA PT BANK NEGARA INDONESIA (PERSERO) TBK PERIODE 2012-2024”, JIIC, vol. 2, no. 8, pp. 15381–15392, Aug. 2025, Accessed: May 24, 2026. [Online]. Available: https://jicnusantara.com/index.php/jiic/article/view/4764