“PENGARUH CAPITAL ADEQUACY RATIO (CAR) DAN LOAN TO DEPOSIT RATIO (LDR) TERHADAP RETURN ON ASSET (ROA) PADA PT BANK RAKYAT INDONESIA (PERSERO) TBK TAHUN 2013 – 2023”. Jurnal Intelek Insan Cendikia, vol. 1, no. 9, Nov. 2024, pp. 5673-8, https://jicnusantara.com/index.php/jiic/article/view/1500.