“PENGARUH CAPITAL ADEQUACY RATIO (CAR) DAN NON PERFORMING LOAN (NPL) TERHADAP RETURN ON EQUITY (ROE) PADA PT BANK RAKYAT INDONESIA (PERSERO) TBK PERIODE 2011 – 2024”. Jurnal Intelek Insan Cendikia, vol. 2, no. 8, Aug. 2025, pp. 14965-73, https://jicnusantara.com/index.php/jiic/article/view/4680.