“Prospek Investasi Emas Digital Syariah Bagi Generasi Milenial: Studi Fenomenologi Pada Layanan BYOND by BSI KCP Bondowoso Sudirman”. Jurnal Intelek Insan Cendikia, vol. 3, no. 1, Jan. 2026, pp. 1190-7, https://jicnusantara.com/index.php/jiic/article/view/6586.