“Analisis Dampak Digitalisasi Perbankan Terhadap Profitabilitas Bank Konvensional Di Indonesia”. Jurnal Intelek Insan Cendikia 2, no. 2 (February 13, 2025): 2923–2928. Accessed April 24, 2025. https://jicnusantara.com/index.php/jiic/article/view/2542.