“PENGARUH ENTERPRISE RISK MANAGEMENT DISCLOSURE, INTELLECTUAL CAPITAL DAN STRUKTUR MODAL TERHADAP NILAI PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2019 -2023”. Jurnal Intelek Insan Cendikia 2, no. 10 (October 2, 2025): 16792–16797. Accessed May 31, 2026. https://jicnusantara.com/index.php/jiic/article/view/5109.