Ilham rizoni, Anggun okta fitri. PERBANDINGAN EFISIENSI OPERASIONAL BANK SYARIAH DAN BANK KONVENSIONAL DI INDONESIA. JIIC [Internet]. 2025 Apr. 14 [cited 2026 Oct. 15];2(4):6688-96. Available from: https://jicnusantara.com/index.php/jiic/article/view/3061