ANALISIS MANFAAT PENGGUNAAN MOBILE BANKING SEBAGAI ALAT PEMBAYARAN DIGITAL
Keywords:
Mobile banking, digital payment, costumerAbstract
Mobile banking is a service provided by banks to assist customers in transaction activities via cell phone. There are still many customers who still don't understand how to use this application and how its benefits and effects are in the current era. The aim of this research is to understand the extent of the benefits and influence of technology in transactions, especially using mobile banking, among Indonesian people. As well as seeing the extent to which digital payment tools can influence the way of transactions among the public. The research uses qualitative methods and a descriptive approach. The results of the research show that the benefits of using mobile banking are felt by the public, one of which is carrying out transaction activities.
Downloads
References
A. Mundir., & Lilik Nur Hayati.(2021). Pengaruh Layanan Mobile Banking Terhadap Kepuasan Nasabah di BRI Syari’ah KCP Malang Pandaan Kabupaten Pasuruan. MALIA (TERAKREDITASI), 12(2), 243–256.
A. Syafi'i Ihtiyari. (2005). Manajemen Perbankan. Jakarta: Salemba Empat.
Bank Indonesia. (2021). Panduan Perbankan untuk Masyarakat. Jakarta: Bank Indonesia.
Bock, G. M. (2020). Digital Payment Innovations. London: Routledge.
Dharmawan, R. (2019). Pengantar Perbankan. Bandung: Alfabeta.
Diamandis, P. H. (2017). The Future is Faster Than You Think. New York: Simon & Schuster.
Heryani, I. I. P., Simanjuntak, M., & Maulana, A. (2020). Perilaku Penggunaan Internet Banking Sebagai alat Transaksi Finansial. Jurnal Aplikasi Bisnis Dan Manajemen.
Hutabarat R.M. (2010). Mobile Banking Security Analysis Based WA
Khan, M., & Jain, P. (2019). E-Payment Systems: Concepts and Practices. Delhi: Global Academic Publishers.
Kurniawan, A. (2020). Dampak Mobile Banking Terhadap Perilaku Keuangan Masyarakat. Jurnal Ekonomi dan Bisnis, 15(2), 102-115.
Luong, T. T., Hoang, N., Nguyen, K., Thi, T., Nguyen, C., Thi, T., & Phan, N. (2022). The Influential Factors On The E-Banking Services Adoption By Generation Z Customers During The Covid 19 Pandemic: The Case Of Ho Chi Minh City, Vietnam.
Mattila, M. (2003). “Factors Affecting The Adoption of Mobile Banking Services". Journal of Internet Banking and Commerce, 8, 149–160
M. Ali Akbar. (2010). Dasar-Dasar Perbankan. Yogyakarta: UPP STIM YKPN.
Murthy, S. (n.d.-a). E-Banking And Customers’ Satisfaction In Public And Private Sector Banks In Karnataka: An Empirical Analysis. In Journal of Positive School Psychology (Vol. 2022, Issue 8).
M. Hamid, & Widya Wiwaha evi, S. (2022). Pengaruh Penggunaan Layanan Electronic Banking Terhadap Kepuasan Nasabah Di Daerah Istimewa Yogyakarta. In Jurnal Riset Akuntansi dan Bisnis Indonesia STIE Widya Wiwaha (Vol. 2, Issue 4).
Nasution, A. (2021). Keamanan dalam Mobile Banking: Tantangan dan Solusi. Jurnal Teknologi Informasi, 10(1), 45-60.
Prabowo, H. (2022). Inovasi Mobile Banking dan Perkembangan Teknologi Finansial. Jurnal Inovasi Bisnis, 8(4), 78-92.
Reddy, L. N. (2018). Digital Payment Systems. New Delhi: Excel Books.
R. Regin, & Suman Rajest, S. (2022). Impact of Internet Banking on the Efficiency of Traditional Banks Central Asian Journal Of Innovations On Tourism Management And Finance.
Santosa, P. (2019). Analisis Pengaruh Mobile Banking Terhadap Efisiensi Transaksi Keuangan. Jurnal Manajemen Keuangan, 12(3), 25-39.
Widodo, S. (2023). Tren Penggunaan Mobile Banking di Indonesia: Sebuah Tinjauan. Jurnal Ekonomi Digital, 5(1), 15-30.
Widyamada Pitaloka, S., Irwan Padli Nasution, M., Studi Manajemen, P., & Ekonomi Dan Bisnis, F. (2023). Analisis Data Security Terhadap Keputusan Penggunaan Aplikasi Mobile Banking. JoSES: Journal of Sharia Economics Scholar, 2(2), 71–74. https://doi.org/10.5281/zenodo.12527740
Downloads
Published
Issue
Section
License
Copyright (c) 2024 Gustin Rianita, Muhammad Iqbal Fasa
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.